David B. Schram, J.D. | CFP® | CIMA® | AWMA®
Managing Member and Chief Compliance Officer
David B. Schram is the Managing Member and Chief Compliance Officer of Elements 5 Investment Management, LLC. He founded Elements 5 in 2013 to provide independent financial planning and investment management grounded in technical rigor, careful analysis, and a disciplined fiduciary standard of care.
David is an attorney licensed in New York and New Jersey and has practiced biopharmaceutical patent law for more than 20 years. His legal and technical background shapes a thoughtful, detail-oriented approach to helping clients make informed financial decisions and navigate complex planning and investment issues.
David holds the CERTIFIED FINANCIAL PLANNER™, Certified Investment Management Analyst®, and Accredited Wealth Management Advisor℠ designations. He has affirmed adherence to the Best Practices published by the Institute for the Fiduciary Standard, follows the Standards of Professional Conduct of the CFP Board, and follows the Code of Professional Responsibility and Standards of Practice of the Investments & Wealth Institute, formerly IMCA.
Through Elements 5, David works with clients who value personalized advice, disciplined portfolio management, and comprehensive planning tailored to their goals, complexity, and changing circumstances.
Why Elements 5
- Independent, fee-only advice focused on the client’s best interests.
- A disciplined approach to both financial planning and investment management.
- Technical, detail-oriented analysis shaped by legal, planning, and investment experience.
- Personalized guidance tailored to each client’s goals, complexity, and changing circumstances.
Professional Designation Disclosure — CIMA®
The Investments & Wealth Institute™ (formerly IMCA®) owns the certification marks “CIMA®” and “Certified Investment Management Analyst®.” Use of these marks signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management consultants.
Professional Designation Disclosure — CFP®
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the United States, which it awards to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.